Many investors think of dividend-paying companies as boring, low-return investment opportunities. Compared to high-flying small-cap companies, whose volatility can be pretty exciting, dividend-paying stocks are usually more mature and predictable. Though this may be dull for some, the combination of a consistent dividend with an increasing stock price can offer an earnings potential powerful enough […]
A money-market fund (MMF) is a mutual fund, although a very special type of one. The goal of a money-market fund is to preserve principal while yielding a modest return. These funds try very, very, very hard to maintain a net asset value (NAV) of exactly $1.00. Basically, the companies try to make these feel […]
This article lists the most common investment fund types. A type of fund is typically characterized by its investment strategy (i.e., its goals). For example, a fund manager might set a goal of generating income, or growing the capital, or just about anything. (Of course they don’t usually set a goal of losing money, even […]
This article offers a basic introduction to mutual funds. It can help you decide if a mutual fund might be a good choice for you as an investment.
If you visit a big fund company’s web site (e.g., www.vanguard.com), they’ll tell you that a mutual fund is a pool of money from many investors that […]
Annuity is an insurance product that can guarantee to receive amount of money regularly as result of investment until the end of annuity contract. Why should you consider annuity investment for your retirement?
Annuity as an insurance product offers insurance benefits such as death benefit, and protection of your investment to beneficiary.
While annuity as an investment […]
The most successful investors were not made in one day. Learning the ins and outs of the financial world - and your personality as an investor - takes time and patience, not to mention trial and error. In this article, we’ll lead you through the first seven steps of your expedition into investing and show […]
Every year, misinformed homebuyers, often first-time purchasers or seniors, become victims of predatory lending or loan fraud. Below you’ll find the top ten ways to avoid becoming a victim yourself.
Â? 1. Take your time and shop around. You should be able to compare prices and houses. If a lender or broker tells you they are […]
An investor’s life is not a static thing. Assuming that you get income from sources other than your investments - like employment or your own business - this income will change as you age. Generally speaking, your income increases as you get older. This means that, as an investor, you will have the most income […]
When it comes to learning about investment, the internet is one of the fastest, most up-to-date ways to make your way through the jungle of information out there. But if you’re looking for a historical perspective on investing or a more detailed analysis of a certain topic, there are several classic books on investing that […]
Why are you investing? It’s OK if you have many different answers for this question, but there is a big problem if you have no answer at all. Investing is like driving - it is best done with your eyes open!
Joking aside, having clear reasons or purposes for investing is critical to investing successfully. […]
